Disclaimer & Risk Warning

1.Important notice

The TheSeven Capitals portal, app and website (the “Portal”) are operated by TheSeven Capitals Holdings Ltd (“we”, “us”) for invited partners, investors, staff and authorised consultants only. Please read this disclaimer together with our Terms of Use and Privacy Notice. By using the Portal you accept it.

Nothing in the Portal is an offer, invitation or solicitation to buy or sell any security, fund interest or other investment, or to enter into any transaction, in any place where that would be unlawful or require registration we do not hold. Any investment is made only under the fund's offering, subscription and partnership or shareholders' documents (the “Investment Documents”). If anything in the Portal conflicts with the Investment Documents, the Investment Documents prevail.

2.No investment, tax or legal advice

The Portal reports information about your own account and our funds. It does not give personal investment, financial, tax, accounting or legal advice, and nothing in it is a recommendation that any investment or transaction suits you. Before making any decision, including paying in, withdrawing or reinvesting, consider your own circumstances and take advice from your own qualified professional advisers.

3.Investment risk

Your capital is at risk. The value of investments, and any income from them, can go down as well as up, and you may get back less than you invested or lose all of it. In particular:

• Private equity, real estate, lending and other private investments are illiquid. You may not be able to withdraw or sell when you want to, and withdrawals may be limited, delayed or subject to lock-up periods, notice periods, fees or approval under the Investment Documents.
• Borrowers may default, properties may fall in value or stay empty, and portfolio companies may fail.
• Trading in currencies, indices, commodities, shares and crypto-assets, including with leverage, is high risk. Losses can be rapid and can exceed the amount set aside for a position.
• Crypto-assets are highly volatile, largely unregulated and can lose all their value.
• Changes in exchange rates, including movements of the naira (₦) against other currencies, can reduce the value of an investment or of returns when converted.
• Nigerian and other emerging markets carry additional economic, political, regulatory, tax, liquidity and settlement risks.
• A fund may be concentrated in a small number of investments, sectors or markets.

4.Past performance, forecasts and projections

Past performance is not a reliable indicator of future results. Returns, yields, multiples and internal rates of return shown in the Portal are historical or estimated, may be shown before or after certain fees and taxes as stated, and may differ from your own experience depending on when you invested. Forecasts, projections, targets, cash-flow forecasts and other forward-looking statements are based on assumptions that may prove wrong. They are not promises or guarantees, and actual results may differ materially. We do not undertake to update them.

5.Figures, valuations and statements

Figures shown in the Portal are unaudited unless stated, and may be provisional. Valuations of unlisted investments, properties and loans are estimates made in good faith using the methods described in the Investment Documents. They may not reflect the price that could actually be obtained, and may be revised, including after audit.

Your formal capital account statements, capital call and distribution notices, and the fund's audited financial statements are the authoritative record. If you notice an error, please tell us promptly at the7capitalinv@gmail.com. We may correct errors at any time, including by adjusting balances shown in the Portal.

6.Automated, algorithmic and AI-assisted tools

We use software, including algorithmic trading strategies and artificial-intelligence assistants, to help with research, analysis, reporting and trading. These tools can make mistakes, rely on incomplete or delayed data, behave unexpectedly in unusual market conditions, or fail for technical reasons. A strategy that has worked in testing or in the past may not work in the future.

Output from automated or AI tools, such as summaries, explanations, forecasts and trade ideas, is for information only. It may be inaccurate or incomplete and is not advice. Decisions about your investment are governed by the Investment Documents, not by any automated output.

7.Market data and third-party information

Prices, market data, news, calendars and other information from third-party sources are provided as received. They may be delayed, incomplete or inaccurate. We do not verify them and accept no responsibility for them. Links to third-party websites are for convenience only, and we are not responsible for their content.

8.The app, offline copies and notifications

• Balances and figures saved on your device for offline viewing show the position when they were last updated, and may be out of date. Check the time shown and refresh when you are online.
• Push notifications and e-mail alerts are reminders for convenience only. They are not formal notices, and they may be delayed or not arrive. Formal notices are given as set out in the Investment Documents. Please check the Portal regularly.
• You are responsible for keeping your devices, passwords, passkeys and authenticator codes secure, and for signing out of shared devices. We are not liable for losses caused by someone using your sign-in details or unlocked device.

9.Payments and wallets

Payments are processed by banks and third-party payment providers, and may be delayed, reversed or refused by them. Amounts are credited only when cleared funds are received. Balances shown in Portal wallets are records of amounts held for, or owed to, you under the Investment Documents. They are not bank deposits and are not covered by any deposit-insurance scheme unless we tell you otherwise in writing.

10.Protect yourself from fraud

We will never ask for your password, passkey, authenticator code or card PIN by phone, e-mail, text message or social media. We will never ask you to pay into a personal account, or tell you by e-mail or message alone that our bank details have changed.

Only use payment details shown inside the Portal after you have signed in. If you receive an unexpected request for money or information claiming to be from us, do not act on it. Call Investor Relations on +234 806 259 6003 or e-mail the7capitalinv@gmail.com to check. We are not responsible for payments made to accounts that are not shown in the Portal.

11.Limitation of liability

The Portal and its content are provided “as is” and “as available”. To the fullest extent permitted by law, we and our directors, partners, employees and service providers give no warranty about the accuracy, completeness, timeliness or availability of the Portal. We are not liable for any loss or damage, whether direct, indirect or consequential, including loss of profit or opportunity, that arises from using or relying on the Portal, its content or any automated output, or from it being unavailable. Nothing in this disclaimer limits liability for fraud, wilful misconduct or gross negligence, or anything that cannot be limited under Nigerian law. Nothing in it affects your rights under the Investment Documents.

12.Governing law and changes

This disclaimer is governed by the laws of the Federal Republic of Nigeria, and disputes are resolved as set out in our Terms of Use. This is version 2026-10. We may update it at any time, and the version shown here applies from when it is published.

13.Contact

Investor Relations: the7capitalinv@gmail.com · +234 806 259 6003. Post: TheSeven Capitals Holdings Ltd, Lagos, Nigeria.